Capital Access Program 


Kiva Loan Program

Kiva is a nonprofit that enables financially excluded and socially impactful entrepreneurs to access 0% interest small business loans.  These loans are crowdfunded by hundreds of lenders from around the world that read your story, lend you as little as $25 each, and rally around your business as potential customers, business advisers, and brand ambassadors.

Loan Details:

Up to $10,000 

0% Interest

No fees

Terms up to 36 months 

No high credit score or collateral needed

Why apply for a Kiva Loan with Higher Purpose Co. ?
We are dedicated to strengthening entrepreneurs and businesses. This is a challenging time in our history as we are undergoing a vigorous process of change, growth, and transformation to address disparities many business leaders and entrepreneurs are facing throughout underserved communities.  As a Trustee, Higher Purpose Co. will endorse entrepreneurs and assist them throughout the course of the loan.

Initial Requirements:
To be eligible for a Kiva Loan, you must meet the following requirements:

  • Borrower cannot currently be in bankruptcy or foreclosure

  • Annual income of less than $100K

  • Must have or create a PayPal account

  • At least 18 years of age

  • Not involve in multi-level marketing or illegal activities

Suggested Loan Uses:

  • Hire staff

  • Purchase or upgrade equipment

  • Business management software

  • Working capital for inventory

  • Space renovations

  • Certifications and licensing

  • Marketing & advertising